Enjoy peace of mind while you save for your future with a certificate of deposit (CD). Choose your term length and how much to deposit and lock in a competitive rate. Along with earning interest, the account is FDIC insured.
APY = Annual Percentage Yield. $1,000 minimum deposit required. Substantial penalty for early withdrawal. Fees may reduce earnings. Interest must be added back to the CD or credited to a checking or savings account with FCNB. CD automatically renews. Rate effective September 16, 2024. Rates subject to change.
Interest rates effective September 16, 2024
| TERM | $1,000 & Above |
|---|---|
| 30 Days | 1.40% APY |
| 45 Days | 1.65% APY |
| 3 Month | 1.00% APY |
| 6 Month | 1.00% APY |
| 12 Month | 1.00% APY |
| 24 Month | 1.50% APY |
| 36 Month | 1.50% APY |
| 48 Month | 2.00% APY |
| 60 Month | 2.00% APY |
APY = Annual Percentage Yield is effective as of the publication date and are subject to change at any time. Fees may reduce earnings. $1,000 minimum deposit required. Substantial penalty for early withdrawal. Interest must be added back to the CD or credited to a checking or savings account with FCNB. CD automatically renews.
The First Savers CD is the perfect option for the beginning saver.
For rate information, reference the 12 month CD rate under the Current CD Rates.
Protect and grow cash balances, while gaining peace of mind. With IntraFi® Network DepositsSM, formerly called Insured Cash Sweep® and CDARS®, you can access millions in FDIC insurance for deposits, both large and small, and enjoy the simplicity of banking with just one trusted, local institution – FCNB Bank. Use IntraFi Network Deposits to conveniently and easily secure funds placed into demand deposit accounts, money market deposit accounts, or CDs.
An individual retirement account (IRA) offers a unique way to save for the future. You can choose a traditional IRA, a Roth IRA or work with both. If you’re self-employed or own a small business, you have even more IRA options. And the best part? All IRAs give you a leg up when it comes to funding a healthy retirement.
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