By Scott Perkins, FCNB President & CEO
What comes to mind when you think about privacy? Shutting the door for a private conversation? Locking your phone? Closing your window blinds? Since most of us are constantly connected to the internet nowadays, privacy includes how information about us and our families is used and shared. You deserve the right to control your data. This is the heart of data privacy—an essential issue now more than ever.
So, what exactly is data privacy, and why should it matter to you?
We believe that privacy is a right. At its core, privacy is the fundamental right to control access to your personal life and information. This includes the right to keep certain information unseen or undisturbed by others.
Here’s why data privacy matters:
Security: With more data shared online, the risk of unauthorized access increases. Protecting sensitive information like health records or financial details reduces the chance of them being misused.
Choice: Being aware of data privacy allows you to make informed choices about what to share. Many apps or websites might request access to data they don’t truly need—understanding your rights means you can decide what data you’re comfortable sharing.
Balancing privacy and convenience: Data privacy often involves trade-offs. For example, a maps app needs location data to provide directions. Knowing how to balance these choices helps you manage what data you disclose.
Write your own data story
While you can’t always control how your data is shared, you can stand up for your data. Advertisers and tech companies think your data is valuable, and so should you! When you think of data as currency, these data privacy best practices empower you to control what you share and with whom. Making informed choices gives you peace of mind and a sense of agency in your digital life.
Remember, data privacy is your right. Celebrate Data Privacy Week 2025 by sharing this guide with others so they can take control of their digital presence.
Congratulations to our FCNB Bank 3rd Quarter Employee Award Winners!
FCNB Bank headquartered in Steelville, Missouri recently converted to a state-chartered bank through the Missouri Division of Finance. Celebrating the milestone is the FCNB Board of Directors, from L to R: Randy Bono, Herbert J. Baumann, John W. Perkins, Rosella Roberts, John Hewkin, Paul E. Perkins, Scott Perkins, Julie Settles, James D. Cottrell, Anita Agers-Brooks and Scott Gahr.
The Missouri Division of Finance welcomed First Community National Bank as a State-charted bank effective November 10, 2021. With the conversion from a national charter to a state charter, the name of the bank has officially changed to FCNB Bank with headquarters in Steelville, Missouri.
“As a community bank, FCNB Bank is a family-owned, locally operated, independent organization that strives to provide banking as it should through customer relationships,” commented FCNB Bank’s President & CEO Scott Perkins. “With our conversion to a state-chartered bank, we will substantially benefit from ensured safety and soundness, reduced regulatory costs and the advocacy to provide local lending decisions. It’s an exceptional move for our bank and our customers.”
With regulatory authority now provided by The Missouri Division of Finance, FCNB Bank will partner with experienced examiners that are knowledgeable of local economic conditions and provide a common-sense approach to community banking. As a longstanding member of the Federal Deposit Insurance Corporation, deposits will continue to be insured up to $250,000 per customer.
Originally established as the Bank of Leasburg on March 16, 1906, FCNB Bank has been family-owned and operated by the Perkins family of Steelville since 1961. Under the current leadership of Chairman of the Board Paul E. Perkins, President & CEO Scott Perkins and FCNB Insurance and Investments President Julie Perkins Settles, FCNB Bank remains a strong and progressive independent community bank with $159 million in assets serving the communities of Steelville, Cuba, Sullivan, Rolla and Eureka with six branch and ATM locations.
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