Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

120th Anniversary graphics

Celebrating 120 Years Strong — and celebrating with you. Join in the celebration with a special 4.00% APY Celebration Certificate of Deposit (CD). It’s our way of saying thank you for trusting us with your financial journey.

Learn More Sign In

Christmas Scene

Start saving for Christmas next year with the Christmas Club!
Make contributions throughout the year and earn interest on your balance. It's a great way to get a head start on your holiday plans.

Learn More Sign In

Christmas baking

Make the Season Merrier with Cash Back!
Open a Real Life Cash Back Checking Account Online and start earning Unlimited Cash Back for every debit card purchase. Apply today!

Apply Now Sign In
Previous Next
car icon with coin

Cruise to Savings

With competitive rates and flexible terms, our Auto Loans will have you on the road in no time.

Learn More
card icon with coin

Go Contactless

Our new FCNB Debit Cards are now contactless-enabled. Just tap and go at any equipped terminal.

Learn More
hands with coin icon

Save on Insurance

As an independent agency, our FCNB Insurance agents can find you the perfect coverage at your budget.

Learn More
house icon

Invest in Home

Specializing in fixed-rate mortgages, our FCNB Mortgage lenders can help you finance your dream home.

Learn More

Celebration CD Special

120 Years Strong

In honor of our 120th anniversary in 2026, we’re celebrating with a 4.00% APY Celebration Certificate of Deposit (CD). It’s our way of saying thank you for trusting us with your financial journey.

Learn More about CD’s

 

The Home Everything Loan

Whether you’re looking to redesign your home, purchase a new vehicle, or take that dream vacation, a Home Equity Line of Credit (HELOC) makes it easy for you to enjoy the appreciation in your home.

Learn More about HELOC’s

 

HELOC picture